Next to your home, your automobile is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your insurance. To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto premiums while obtaining the coverage you need.
Deductibles
Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your auto insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.
Discounts
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Multi-policy
By insuring your auto and home with Erie Insurance, you will receive a discount on your auto premium as well as your homeowners insurance premium.
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Multi-car
If you insure two or more cars with Erie Insurance and they are owned and used by the individual and/or relatives living in the same house, you receive a discount.
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Safe driver
New policyholders who are claims and violation-free may be eligible for an additional discount.
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Pay plan
By paying your premium in full by your effective date or within 60 days, you will receive a discount.
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PERC
Long-term, claims-free drivers receive additional discounts.